Step 1: Get Your Reports
Getting started on the road to better credit is really quite simple! You must begin by obtaining copies of your credit bureau report. If you already have copies that are less than 90 days old, you're done with this step and can simply move on to one of the
To begin, Choose an option for getting your Credit Reports and Credit Score
Need to get copies of your reports? You should try to Get Your FREE Credit Reports Online right now.
Online reports available for Purchase Only or Only free with membership Tell me more...
Equifax: Does not offer Free Reports Online as of 01/07
You may also qualify to receive copies of your reports by U.S. Mail
Adobe .pdf reader (preinstalled on most systems) is needed to view /print
Reports by Phone is also an option for most folks
Trans Union: Call 1-800-888-4213
Experian: Call 1-888-397-3742
Equifax: Call 1-800-685-1111
Remember, the reports are FREE but you MUST follow the specific instructions in order to receive them. Each report will be mailed TO YOU DIRECTLY from each agency in about two weeks.
Need them Faster? Get ALL 3 RIGHT NOW.
FREE ANNUAL CREDIT REPORT:
Just about EVERYBODY qualifies to get a copy of their reports FREE each year - without having to sign up for any memberships. Just click here or point your browser to AnnualCreditReport.com
Need help with this page? Call 1-877-282-7946